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351 Silver Springs Drive

Banner Elk, NC 28604

Active 3 days on market Listing ID CAR 316101807

$649,000
Est. $4,179/mo20% down · 6.5% · 30-yrAdjust
  • P&I$3,282
  • Taxes$406
  • Insurance$216
  • HOA$275

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$340/Sq Ft

2 bd · 2 ba · 1,911 sqft · $340/sqft

2 Beds
2 Baths
1,911 Sq Ft
$340/Sq Ft
2006 Built
.34 acres Townhouse Silver Springs Farm Listed Sep 18, 2026 Updated Sep 20, 2026 HOA $825/qtr

HOA & Association

Dues$825/qtrMonthly≈ $275/mo

About This Home

Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances.

Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere.

Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views.

The sizable, level backyard offers plenty of room for children to play, pets to roam, or simply enjoy the peaceful surroundings. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle.

HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided.

Garage separation between neighbors means no livable spaces shared for quiet enjoyment

Property Details

Interior Details

Heating
  • Forced Air
Flooring
  • Carpet
  • Tile
  • Wood
Room Count
6
Entry Level
1
Door Features
  • Sliding Doors
Entry Location
Main
Half Bathrooms
1
Total Bathrooms
3
Laundry Features
  • Laundry Closet
  • Upper Level
Main Level Sq Ft
1187
Interior Features
  • Attic Other
  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Walk-In Closet(s)
Main Level Garage
Yes
Upper Level Sq Ft
724
Fireplace Features
  • Gas
  • Gas Unvented
  • Living Room
Main Level Bedrooms
1
Upper Level Bedrooms
1
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
1

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
1911

Parking And Garage

Parking Features
  • Driveway

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Block
  • Wood

Lot And Land

Lot Features
  • Corner Lot
Land Included
Yes
Lot Size Acres
0.34
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Fiber Optics
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Banner Elk

Zoning And Restrictions

Zoning
Residential
Subject To Ccrs
Yes

Listed by Cas Vernon (828-434-6294) · C-21 Mountain Vistas (828-264-9111)

Location

Address
351 Silver Springs Drive
City
Banner Elk, NC 28604
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Schools

Middle
Cranberry
High
Avery County

School assignments may change. Contact the school district to confirm.

Canopy MLS

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