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Active

5401 Mountain Point Lane

Charlotte, NC 28216

Active 121 days on market Listing ID CAR294720290

$1,999,000

4 bd · 3 ba · 3,239 sqft · $617/sqft

4 Beds
3 Baths
3,239 Sq Ft
$617/Sq Ft
1991 Built
Single Family ResidenceMountain PointFeb 12, 2026

Highlights

1991 build4 bedroomsSingle Family ResidenceMountain PointFireplaceWaterfrontHOA Community

About This Home

There are properties that you purchase, and there are properties that you arrive at — From the moment you turn onto Mountain Point Lane, the canopy of trees gives way to open water, you understand that this home is something entirely different. This is not a home that requires your imagination to fill in the lifestyle. It already exists here, fully realized, resort-complete, and waiting. The sense of having made it — truly made it — is built into every square inch of this estate. The lake greets you like a standing ovation every morning.

What anchors this property above all else is a view that cannot be bought on Mountain Island Lake. Panoramic sightlines stretch across the open water toward more than 1,500 acres of Latta Nature Preserve — permanently protected land that will never be developed, subdivided, or altered. What you see today is precisely what you will see in twenty years: open water, ancient hardwoods, and the kind of quiet Charlotte rarely offers twenty minutes from Uptown. This is the rarest of real estate luxuries — a view with a guarantee.

Step outside, and the resort experience begins without ceremony. A heated saltwater gunite-built pool and hot tub anchor the outdoor oasis, with expansive walk-in steps that invite you to ease into the water at any depth. Gas fire features flank a swim-up bar — submerged barstools included — creating an atmosphere that feels closer to St. Barts than suburban Charlotte. The oversized pool bath is finished with dual showers and ornate granite, designed to serve guests all afternoon without a trip back indoors. This is outdoor living elevated beyond the expected.

The dual outdoor kitchens are a statement of intent. Lakeside, a restaurant-quality setup awaits the host: gas griddle, commercial hood, warming drawers, and a full prep station capable of producing a dinner party from scratch. Poolside, a second kitchen keeps the energy flowing for casual cooking and effortless entertaining. Pair these with a guest cabana offering its own mini kitchen, a gazebo with dual water features, a wood-burning fire pit, and a lovingly tended herb and flower garden with an outdoor shower, and you have a property that entertains itself.

The double-decker dock is not an amenity. It is a destination. Newly constructed with Trex-style composite materials and a special Gutter Deck waterproofed upper level, cool underfoot even in the height of summer, the upper deck is purpose-built for morning yoga, sunset wine, or simply standing above the water. Below, a 10,000 lbs. capacity boat lift and a Rotomag jet ski lift rotate mechanically into position on demand to make lake access effortless. Extra-wide stairs accommodate kayaks and paddleboards. A dedicated golf cart path connects the home to the dock without stepping through wet grass, and a lakeside landing with a porch swing ensures there is always one more reason to stay outside a little longer.

The interior is designed for real life. A chef’s kitchen, artisan-bleached stonework great room, white-washed shiplap ceiling, and an open layout that flows the way a well-lived home should. Four bedrooms, three and a half baths, and 3,239 square feet that feel generous because every room connects seamlessly. Warm, refined, and livable — the interior is the quiet counterpart to the pageantry outdoors.

The outdoor infrastructure at 5401 Mountain Point Lane — dock, lifts, pool system, fire features, dual kitchens, cabana, gazebo — represents your investment in lifestyle experiences that simply cannot be replicated elsewhere on this lake at this price point. Layered in a permanently protected preserve view, 1.61 private acres on a rectangular lot, and a three-car garage— The price is not a premium. It is the only amount that exists for a home of this caliber. There is no comparison. There is no alternative. There is only this property, and the decision to experience it in person. Private showings available by appointment — schedule yours today.

Property Details

Interior Details

Heating
  • Ductless
  • Heat Pump
Flooring
  • Carpet
  • Stone
  • Tile
  • Wood
Sqftmain
1497
Roomcount
1
Sqftlower
0
Sqftthird
0
Sqftupper
1742
Bedroommain
0
Bedroomupper
4
Fullbathmain
1
Halfbathmain
0
Fullbathupper
2
Halfbathupper
1
Half Bathrooms
1
Total Bathrooms
4
Window Features
  • Insulated Window(s)
  • Skylight(s)
Laundry Features
  • In Bathroom
  • In Hall
  • Inside
  • Main Level
  • Multiple Locations
Sqftunheatedmain
737
Interior Features
  • Open Floorplan
  • Walk-In Closet(s)
Mainlevelgarageyn
1
Security Features
  • Security System
Sqftunheatedtotal
883
Sqftunheatedupper
146
Fireplace Features
  • Den
  • Fire Pit
  • Gas Log
  • Outside
Sqfttotalpropertyhla
3239

Dwelling And Structure

Architectural Style
  • Cape Cod

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3239
Below Grade Finished Area
0

Parking And Garage

Parking Features
  • Circular Driveway
  • Driveway
  • Electric Gate
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
  • Keypad Entry

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
  • Dock - Floating
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Storage
Construction Materials
  • Brick Full
Patio And Porch Features
  • Covered
  • Deck
  • Patio
  • Terrace

Lot And Land

Fencing
  • Front Yard
Lot Features
  • Waterfront
Lot Size Units
Acres
Other Structures
  • Gazebo
  • Other - See Remarks

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

Waterfront Features
  • Boat House
  • Boat Lift
  • Boat Ramp – Community
  • Covered structure
  • Paddlesport Launch Site
  • Personal Watercraft Lift
  • Dock

Utilities

Sewer
  • Private Sewer
Utilities
  • Electricity Connected
  • Natural Gas
Water Source
  • City

Financial Information

Citytaxespaidto
Charlotte
Hoasubjecttodues
Mandatory

Zoning And Restrictions

Zoningspecification
N1- C

Pool And Spa

Private Pool
true
Pool Features
  • Fenced
  • Heated
  • In Ground
  • Outdoor Pool
  • Pool/Spa Combo
  • Salt Water

Listed by Gina Collias (704-692-4774) · Lake Homes Realty LLC (866-525-3466)

Location

Address
5401 Mountain Point Lane
City
Charlotte, NC 28216
Get directions →

Schools

Elementary
Mountain Island Lake Academy
Middle
Mountain Island Lake Academy
High
Hopewell

School assignments may change. Contact the school district to confirm.

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5401 Mountain Point Lane, Charlotte, NC, 28216

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