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196 Fern Loop

Lake Lure, NC 28746

Active 2 days on market Listing ID CAR 315818769

$679,900
Est. $4,504/mo20% down · 6.5% · 30-yrAdjust
  • P&I$3,438
  • Taxes$425
  • Insurance$227
  • HOA$414

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$280/Sq Ft

3 bd · 3 ba · 2,430 sqft · $280/sqft

3 Beds
3 Baths
2,430 Sq Ft
$280/Sq Ft
1974 Built
.84 acres Single Family Residence Rumbling Bald On Lake Lure Listed Sep 19, 2026 Updated Sep 20, 2026 HOA $4,967/yr

HOA & Association

Dues$4,967/yrMonthly≈ $414/mo

About This Home

Welcome to a turnkey (fully furnished) mountain retreat vacation home with a proven track record — this beautifully renovated A-frame sits inside the gates of the Rumbling Bald on Lake Lure, backing directly to the 12th green of the Bald Mountain Golf Course with sweeping golf and mountain views. It has been meticulously maintained.

Spanning three finished levels, the home offers 3 bedrooms plus a versatile extra room, and 3 full bathrooms. The main level features an open eat-in kitchen, a spacious living room anchored by a stone fireplace, and a comfortable primary bedroom as well as a second bedroom and full bath. Upstairs, a large loft-style extra room offers flexible space for extra sleeping, a media room, or a private retreat, overlooking the great room below. The finished basement level expands the living space further with a generous recreation room, a second stone fireplace, an additional bedroom, full bath, and utility room — ideal for game nights or overflow guests.

Outside, enjoy a wrap-around deck and covered patio overlooking the golf course, a fire pit for evening gatherings, and parking for up to five vehicles. As a resident inside the Rumbling Bald gates, you'll have access to the community's indoor and outdoor pools, hot tub, and resort amenities, all just a short walk from Lake Lure's beach and minutes from Chimney Rock State Park.

This property has operated as an established, highly successful vacation rental since 2020, holding a 10/10 exceptional guest rating across 164+ verified reviews — placing it in the top 1% of rentals of the area (per VRBO). Whether you're seeking a proven income-producing investment or your own private mountain escape, this home delivers both lifestyle and performance in one of Lake Lure's most sought-after gated communities.

Call Listing Agent for VRBO Listing and availability. See 3 D Tour.

Property history

  1. Sep 19, 2026
    Back on market $679,900 Active
    Coming Soon -> Active
  2. Sep 19, 2026
    Listed for sale $679,900 Active
    2 days on market
  3. Jun 29, 2018
    Sold $266,524 Closed
    Listed $289,900 · May 8, 2018 52 days on market
    Previously sold for $266,524
  4. May 8, 2018
    Previously listed $289,900 Closed

Property Details

Interior Details

Heating
  • Central
Room Count
8
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • In Basement
Main Level Sq Ft
1050
Basement Bedrooms
1
Upper Level Sq Ft
330
Fireplace Features
  • Family Room
  • Wood Burning
Basement Full Baths
1
Main Level Bedrooms
2
Lower Level Bedrooms
0
Third Level Bedrooms
0
Main Level Full Baths
2
Main Level Half Baths
0
Lower Level Full Baths
0
Lower Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
1380
Below Grade Finished Area
1050

Parking And Garage

Parking Features
  • Circular Driveway

Exterior Features

Construction Materials
  • Wood

Lot And Land

Lot Size Acres
0.84
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
  • Walk-Out Access
Foundation Details
  • Basement

Utilities

Sewer
  • Septic Installed
Water Source
  • Community Well

Financial Information

City Taxes Paid To
Lake Lure

Zoning And Restrictions

Zoning
R3
Restrictions
  • Architectural Review
  • Livestock Restriction
  • Manufactured Home Not Allowed
  • Short Term Rental Allowed
  • Subdivision
Subject To Ccrs
Yes

Listed by Laurel Manderbach (704-900-4107) · Bach Real Estate LLC (704-900-4107)

Location

Address
196 Fern Loop
City
Lake Lure, NC 28746
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Schools

Elementary
Lake Lure Classical Academy
Middle
Lake Lure Classical Academy
High
Lake Lure Classical Academy

School assignments may change. Contact the school district to confirm.

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