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Active

228 Mills Creek Trace

Lake Toxaway, NC 28747

Active 508 days on market Listing ID CAR 275159429

$2,975,000
Est. $18,335/mo20% down · 6.5% · 30-yrAdjust
  • P&I$15,043
  • Taxes$1,859
  • Insurance$992
  • HOA$441

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$664/Sq Ft

4 bd · 4 ba · 4,478 sqft · $664/sqft

4 Beds
4 Baths
4,478 Sq Ft
$664/Sq Ft
2003 Built
1.01 acres Single Family Residence Lake Toxaway Estates Listed May 1, 2025 Updated Apr 24, 2026 HOA $5,292/yr

Waterfront

WaterWaterfront

HOA & Association

Dues$5,292/yrMonthly≈ $441/mo

About This Home

Overlooking the scenic 4th hole, this stunning 4-bedroom, 4.5-bath retreat is perfect for entertaining. The heart of the home is the expansive living room featuring a massive native stone fireplace and reclaimed timber trusses.

The kitchen boasts stainless appliances, granite countertops, and ample storage space. The main level flows to the screened porch with a second fireplace, offering year-round enjoyment. Beautiful wide plank oak floors and custom mushroom board ceilings add rustic charm throughout, while wainscoting and thoughtful detailing elevate spaces throughout the home.

The illuminated stairway leads to the upper-level bedrooms, a bonus room, and exercise room. The cobblestone paver driveway leads to the home’s entrance with abundant parking, a 2-car carport, and natural boulder landscape. Set in a serene, golf-side setting, this home is the perfect backdrop for unforgettable gatherings and everyday relaxation.

Property history

  1. Apr 24, 2026
    Price reduced $2,975,000 Active
    Was $3,125,000
  2. May 1, 2025
    Listed for sale $2,975,000 Active
    508 days on market
  3. Mar 1, 2017
    Sold $785,000 Closed
    Listed $995,000 · May 15, 2015 656 days on market
    Previously sold for $785,000
  4. Jun 13, 2016
    Price reduced $995,000 Closed
    Was $1,195,000
  5. May 15, 2015
    Previously listed $995,000 Closed

Property Details

Interior Details

Heating
  • Electric
Main Level Sq Ft
2507
Room Count
14
Upper Level Sq Ft
1971
Main Level Bedrooms
1
Lower Level Bedrooms
0
Third Level Bedrooms
0
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Lower Level Full Baths
0
Third Level Full Baths
0
Upper Level Full Baths
3
Lower Level Half Baths
0
Third Level Half Baths
0
Upper Level Half Baths
0
Half Bathrooms
1
Basement Bedrooms
0
Second Living Quarters Bedrooms
0
Total Bathrooms
5
Basement Full Baths
0
Second Living Quarters Full Baths
0
Basement Half Baths
0
Second Living Quarters Half Baths
0
Laundry Features
  • Laundry Room
  • Main Level
  • Sink
Fireplace Features
  • Gas Starter
  • Great Room
  • Outside
  • Porch

Dwelling And Structure

Architectural Style
  • Arts and Crafts
Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
4478

Parking And Garage

Carport Spaces
2
Carport Present
true
Parking Features
  • Attached Carport

Exterior Features

Construction Materials
  • Stone
  • Wood

Lot And Land

Lot Size Acres
1.01
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space
  • Slab

Waterfront And View

View
  • Golf Course
Waterfront Features
  • Boat Ramp – Community

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Available
  • Electricity Connected
  • Propane
Water Source
  • Well

Financial Information

City Taxes Paid To
No City Taxes Paid
Hoa Dues
Mandatory

Zoning And Restrictions

Restrictions
  • Architectural Review
  • Deed
  • Square Feet

Listed by Ross Hyett (828-966-4260) · Lake Toxaway Co. (828-966-4260)

Location

Address
228 Mills Creek Trace
City
Lake Toxaway, NC 28747
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