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Closed

145 Morgan Bluff Road

Mooresville, NC 28117

Closed Jun 3, 2026 Listing ID CAR295484066

$795,000

3 bd · 4 ba · 2,351 sqft · $338/sqft

3 Beds
4 Baths
2,351 Sq Ft
$338/Sq Ft
2001 Built
Single Family ResidencePirates CoveJun 3, 2026

Highlights

2001 build3 bedroomsSingle Family ResidencePirates CoveFireplaceBasementWaterfrontScenic View

About This Home

Main Home + Detached Guest House + Heated Pool + Lake Views + No HOA

Tucked away on a quiet street just minutes from Mooresville’s everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements.

Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn’t simply additional space--it’s true separation, independence, and flexibility.

Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters.

The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.

Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.

Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking.

Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home’s condition.

145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Carpet
  • Laminate
  • Tile
  • Wood
Sqftmain
1178
Roomcount
23
Sqftlower
0
Sqftother
403
Sqftthird
0
Sqftupper
510
Bedroommain
1
Bedroomlower
0
Bedroomthird
0
Bedroomupper
1
Fullbathmain
1
Halfbathmain
1
Fullbathlower
0
Fullbaththird
0
Fullbathupper
1
Halfbathlower
0
Halfbaththird
0
Halfbathupper
0
Half Bathrooms
1
Bedroombasement
0
Bedroomsecondlq
1
Total Bathrooms
5
Fullbathbasement
1
Fullbathsecondlq
1
Halfbathbasement
0
Halfbathsecondlq
0
Laundry Features
  • In Hall
  • Laundry Closet
  • Main Level
Interior Features
  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Storage
Mainlevelgarageyn
0
Security Features
  • Radon Mitigation System
Sqftunheatedthird
0
Sqftunheatedtotal
0
Fireplace Features
  • Electric
  • Family Room
  • Insert
Sqfttotalpropertyhla
2798
Sqftsecondlivingquartershla
447

Square Footage And Levels

Levels
  • One and One Half
Above Grade Finished Area
1688
Below Grade Finished Area
663

Parking And Garage

Parking Features
  • Basement
  • Driveway
  • Attached Garage
  • Garage Faces Side
  • Garage Shop
  • Other - See Remarks

Exterior Features

Roof
  • Composition
Exterior Features
  • Hot Tub
Construction Materials
  • Vinyl
  • Wood
Patio And Porch Features
  • Covered
  • Front Porch
  • Patio
  • Rear Porch

Lot And Land

Fencing
  • Back Yard
  • Privacy
Lot Features
  • Level
  • Rolling Slope
  • Wooded
  • Views
Lot Size Units
Acres
Other Structures
  • Shed(s)

Basement And Foundation

Basement
  • Basement Garage Door
  • Exterior Entry
  • Finished
  • Interior Entry
  • Storage Space
Foundation Details
  • Basement
  • Slab

Waterfront And View

View
  • Water
  • Year Round
Waterfront Features
  • Paddlesport Launch Site - Community
  • Other - See Remarks

Utilities

Sewer
  • Septic Installed
Utilities
  • Electricity Connected
Water Source
  • Well

Financial Information

Citytaxespaidto
No City Taxes Paid
Hoasubjecttodues
No

Zoning And Restrictions

Zoningspecification
R20

Pool And Spa

Private Pool
true
Pool Features
  • Heated
  • In Ground
  • Outdoor Pool

Listed by Dana Pape (704-890-1903) · Coldwell Banker Realty (704-987-0123)

Location

Address
145 Morgan Bluff Road
City
Mooresville, NC 28117
Community
Pirates Cove
Get directions →

Schools

Elementary
Lakeshore
Middle
Lakeshore
High
Lake Norman

School assignments may change. Contact the school district to confirm.

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