4639 Harbor View Terrace
Morganton, NC 28655
Est. $5,242/mo20% down · 6.5% · 30-yrAdjust
- P&I$4,349
- Taxes$538
- Insurance$287
- PMI$0
- HOA$68
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$243/Sq Ft
4 bd · 3 ba · 3,542 sqft · $243/sqft
Waterfront
HOA & Association
About This Home
If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers.
Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court.
The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining.
Two additional bedrooms, another full bath, and laundry complete the main level.
Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities.
With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library.
Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property.
Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte.
Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs.
Property history
-
Aug 20, 2026Price reduced $860,000 ActiveWas $885,000
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Jul 20, 2026Price reduced $885,000 ActiveWas $895,000
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Jun 29, 2026Price reduced $895,000 ActiveWas $925,000
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May 14, 2026Price reduced $925,000 ActiveWas $949,000
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Apr 24, 2026Price reduced $949,000 ActiveWas $985,000
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Apr 10, 2026Back on market $985,000 ActiveComing Soon -> Active
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Apr 10, 2026Listed for sale $860,000 Active164 days on market
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May 29, 2019Sold $379,000 ClosedListed $389,900 · Apr 12, 2019 47 days on market
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Apr 12, 2019Previously listed $389,900 Closed
Property Details
Interior Details
- Heating
- Central
- Heat Pump
- Room Count
- 13
- Garage Sq Ft
- 549
- Half Bathrooms
- 0
- Unheated Sq Ft
- 266
- Total Bathrooms
- 3
- Laundry Features
- In Basement
- Main Level
- Main Level Sq Ft
- 1945
- Basement Bedrooms
- 1
- Interior Features
- Built-in Features
- Garden Tub
- Kitchen Island
- Open Floorplan
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Main Level Garage
- Yes
- Fireplace Features
- Gas
- Basement Full Baths
- 1
- Basement Half Baths
- 0
- Main Level Bedrooms
- 3
- Main Level Full Baths
- 2
- Main Level Half Baths
- 0
- Unheated Basement Sq Ft
- 266
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- One
- Above Grade Finished Area
- 1945
- Below Grade Finished Area
- 1597
Parking And Garage
- Parking Features
- Driveway
- Attached Garage
- Garage Faces Side
Exterior Features
- Construction Materials
- Hard Stucco
Lot And Land
- Lot Size Acres
- 0.82
- Lot Size Units
- Acres
Basement And Foundation
- Basement
- Apartment
- Exterior Entry
- Finished
- Full
- Interior Entry
- Walk-Out Access
- Foundation Details
- Basement
Waterfront And View
- View
- Long Range
- Mountain(s)
- Waterfront Features
- Boat Slip (Deed)
Utilities
- Sewer
- Septic Installed
- Water Source
- Community Well
Financial Information
- Hoa Dues
- Mandatory
- City Taxes Paid To
- No City Taxes Paid
Zoning And Restrictions
- Zoning
- R-3
- Subject To Ccrs
- Yes
Listed by Carmyn Shugart (828-449-9093) · True North Realty (828-307-0099)
Location
- Address
- 4639 Harbor View Terrace
- City
- Morganton, NC 28655
- Community
- East Shores
Schools
- Elementary
- Glen Alpine
- Middle
- Table Rock
- High
- Freedom
School assignments may change. Contact the school district to confirm.
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