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3645 Lake Bluff Drive

Sherrills Ford, NC 28763

Active 51 days on market Listing ID CAR 310944408

$1,199,900
Est. $7,246/mo20% down · 6.5% · 30-yrAdjust
  • P&I$6,067
  • Taxes$750
  • Insurance$400
  • HOA$29

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$429/Sq Ft

4 bd · 5 ba · 2,799 sqft · $429/sqft

4 Beds
5 Baths
2,799 Sq Ft
$429/Sq Ft
2002 Built
.77 acres Single Family Residence The Retreat Listed Aug 1, 2026 Updated Sep 15, 2026 HOA $350/yr

Open House

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Waterfront

WaterLake Norman

HOA & Association

Dues$350/yrMonthly≈ $29/mo

About This Home

Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement.

Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy.

Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.

Property history

  1. Aug 1, 2026
    Status changed to Off Market $1,199,900 Off Market
    Active -> Off Market
  2. Aug 1, 2026
    Listed for sale $1,199,900 Active
    51 days on market
  3. Jun 26, 2026
    Status changed to Off Market $1,199,000 Off Market
    Active -> Off Market
  4. Jun 24, 2026
    Status changed to Off Market $1,199,000 Off Market
    Active -> Off Market
  5. Feb 23, 2026
    Status changed to Off Market $1,199,000 Off Market
    Active -> Off Market
  6. Jul 1, 2025
    Previously listed $1,199,900 Off Market
  7. Jun 25, 2025
    Back on market $1,199,000 Active
    Off Market -> Active
  8. Jun 24, 2025
    Price reduced $1,199,000 Off Market
    Was $1,299,000
  9. Aug 12, 2023
    Previously listed $1,199,000 Off Market

Property Details

Interior Details

Heating
  • Central
  • Heat Pump
Flooring
  • Tile
  • Wood
Room Count
13
Garage Sq Ft
450
Door Features
  • French Doors
Half Bathrooms
0
Total Bathrooms
5
Laundry Features
  • Electric Dryer Hookup
  • Gas Dryer Hookup
  • Main Level
Main Level Sq Ft
1048
Basement Bedrooms
1
Interior Features
  • Attic Other
Main Level Garage
Yes
Upper Level Sq Ft
1048
Basement Full Baths
2
Main Level Bedrooms
1
Upper Level Bedrooms
2
Main Level Full Baths
2
Main Level Half Baths
0
Second Living Quarters
  • Exterior Connected
  • Interior Connected
  • Main Level Garage
  • Room w/ Private Bath
  • Separate Entrance
  • Separate Kitchen Facilities
  • Separate Living Quarters
Upper Level Full Baths
1

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • A-Frame

Square Footage And Levels

Levels
  • Two and a Half
Above Grade Finished Area
2096
Below Grade Finished Area
703

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front
Open Parking Spaces
4

Exterior Features

Construction Materials
  • Hard Stucco
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Balcony
  • Covered
  • Deck
  • Terrace
  • Wrap Around

Lot And Land

Fencing
  • Partial
Lot Features
  • Waterfront
  • Wetlands
  • Wooded
Lot Size Acres
0.77
Lot Size Units
Acres

Basement And Foundation

Basement
  • Exterior Entry
  • Finished
  • Full
  • Interior Entry
  • Walk-Out Access
  • Walk-Up Access
Foundation Details
  • Basement
  • Slab

Waterfront And View

View
  • Water
Waterfront Features
  • Boat Ramp
  • Boat Ramp – Community
  • Boat Slip – Community
  • Boat Slip (Lease/License)
  • Dock

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
R20
Restrictions
Modular Not Allowed
Subject To Ccrs
Yes

Listed by Miles Ware (704-866-8006) · Ware Properties & Commercial Investments (704-866-8006)

Location

Address
3645 Lake Bluff Drive
City
Sherrills Ford, NC 28763
Community
The Retreat
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