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Active

3686 Lake Bluff Drive

Sherrills Ford, NC 28673

Active 17 days on market Listing ID CAR 314151182

$460,000
Est. $2,794/mo20% down · 6.5% · 30-yrAdjust
  • P&I$2,326
  • Taxes$288
  • Insurance$153
  • HOA$27

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$184/Sq Ft

5 bd · 3 ba · 2,497 sqft · $184/sqft

5 Beds
3 Baths
2,497 Sq Ft
$184/Sq Ft
2000 Built
.89 acres Single Family Residence The Retreat Listed Sep 4, 2026 Updated Sep 20, 2026 HOA $325/yr

Waterfront

WaterLake Norman

HOA & Association

Dues$325/yrMonthly≈ $27/mo

About This Home

Back on the market, NO FAULT TO SELLERS! Where else can you find a 5-bedroom, 3.5-bath home with lake access, community amenities, and nearly an acre of privacy at this price point? This spacious home sits on a .89-acre lot and offers a highly desirable primary suite on the main level, a comfortable blend of refinished hardwood floors, and a kitchen with a dining area ideal for everyday living.

The family room provides a welcoming space to gather, while the outdoor area is a true highlight — a private lot with a paver patio perfect for relaxing, grilling, and enjoying the peaceful Sherrills Ford setting. You get the serenity of a quiet community while still being minutes from new shopping, dining, and conveniences.

Enjoy Lake Norman access, a community dock, and a community boat slip available for lease, giving you the lake lifestyle without the lakefront price tag.

Major updates add tremendous value and peace of mind:

50-year metal shingle roof (2022) with transferrable warranty

HVAC systems replaced — upper level (2019), main level (2021)-parts still under warranty

Water heater replaced (2019)

Well pump replaced (2024) parts still under warranty

Septic clean-out completed (2025)

A rare opportunity to own a spacious home with significant updates, lake access, and a large private lot — all for $460K. Homes with this combination of space, upgrades, and amenities simply don’t come along often.

Property history

  1. Sep 12, 2026
    Back on market $460,000 Active
    Pending -> Active
  2. Sep 5, 2026
    Went pending $460,000 Pending
    Active -> Pending
  3. Sep 4, 2026
    Back on market $460,000 Active
    Coming Soon -> Active
  4. Sep 4, 2026
    Listed for sale $460,000 Active
    17 days on market
  5. Oct 9, 2014
    Sold $199,900 Closed
    Listed $199,900 · Jun 11, 2014 120 days on market
    Previously sold for $199,900
  6. Aug 25, 2014
    Price reduced $199,900 Closed
    Was $210,900
  7. Jun 11, 2014
    Previously listed $199,900 Closed
  8. Jun 29, 2012
    Sold $224,000 Closed
    Listed $229,900 · Aug 13, 2011 321 days on market
    Previously sold for $224,000
  9. Aug 13, 2011
    Previously listed $229,900 Closed

Property Details

Interior Details

Heating
  • Electric
  • Heat Pump
Flooring
  • Tile
  • Wood
Room Count
13
Half Bathrooms
1
Total Bathrooms
4
Laundry Features
  • Main Level
Main Level Sq Ft
1294
Interior Features
  • Attic Other
  • Entrance Foyer
  • Kitchen Island
  • Storage
Upper Level Sq Ft
1203
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2497

Parking And Garage

Open Parking
true
Parking Features
  • Circular Driveway
  • Driveway
  • Parking Space(s)
Open Parking Spaces
4

Exterior Features

Roof
  • Metal
Construction Materials
  • Vinyl
Patio And Porch Features
  • Patio

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Features
  • Corner Lot
  • Level
  • Private
  • Wooded
Lot Size Acres
0.89
Lot Size Units
Acres
Other Structures
  • Shed(s)

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

Waterfront Features
  • Boat Ramp – Community
  • Boat Slip – Community
  • Boat Slip (Lease/License)
  • Paddlesport Launch Site - Community
  • Pier - Community

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Available
Water Source
  • Well

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
R-30
Subject To Ccrs
Yes

Listed by Pilar Carroll (704-966-9508) · Lake Norman Realty, Inc. (704-483-1518)

Location

Address
3686 Lake Bluff Drive
City
Sherrills Ford, NC 28673
Community
The Retreat
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Schools

Elementary
Sherrills Ford
Middle
Mills Creek
High
Bandys

School assignments may change. Contact the school district to confirm.

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