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Active

3950 Granite Street

Terrell, NC 28682

Active 154 days on market Listing ID CAR 300502088

$539,900
Est. $3,268/mo20% down · 6.5% · 30-yrAdjust
  • P&I$2,730
  • Taxes$337
  • Insurance$180
  • HOA$21

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$843,594/acre

.64 acres · $843,594/acre

.64 Acres
R-30 Zoning
Residential Lot
Listed Apr 20, 2026 Updated Aug 10, 2026

Land Essentials

PowerUnknownWaterWellSewerSepticTopographyPaved, Wooded, Waterfront

HOA & Association

Dues$250/yrMonthly≈ $21/mo

Location

Address
3950 Granite Street
City
Terrell, NC 28682
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About This Home

Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage.

County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030).

No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose.

Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water.

Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford.

Come and listen to the quiet and enjoy the serene sunrises!

Property history

  1. Aug 10, 2026
    Price reduced $539,900 Active
    Was $549,900
  2. Jun 24, 2026
    Status changed to Off Market $572,900 Off Market
    Expired -> Off Market
  3. Apr 20, 2026
    Listed for sale $539,900 Active
    154 days on market
  4. Feb 23, 2026
    Status changed to Off Market $572,900 Off Market
    Expired -> Off Market
  5. Nov 23, 2025
    Status changed to Expired $572,900 Expired
    Off Market -> Expired
  6. Sep 12, 2025
    Price reduced $572,900 Off Market
    Was $583,000
  7. May 22, 2025
    Previously listed $572,900 Off Market
  8. Apr 9, 2025
    Sold $438,750 Closed
    Listed $499,000 · Jul 9, 2024 274 days on market
    Previously sold for $438,750
  9. Dec 5, 2024
    Price reduced $499,000 Closed
    Was $569,000
  10. Jul 9, 2024
    Previously listed $499,000 Closed

Property Details

Lot And Land

Lot Features
  • Paved
  • Wooded
  • Waterfront
Lot Size Acres
0.64
Lot Size Units
Acres
Minimum Build Sq Ft
1500

Basement And Foundation

Proposed Foundation
  • Basement
  • Crawl Space

Waterfront And View

Waterfront Features
  • Dock
  • Pier

Utilities

Sewer
  • Septic Needed
Water Source
  • Well Needed

Financial Information

City Taxes Paid To
Terrell
Hoa Dues
Mandatory

Zoning And Restrictions

Zoning
R-30
Subject To Ccrs
Yes
Restrictions
  • Architectural Review
  • Manufactured Home Not Allowed
  • Modular Not Allowed
  • Square Feet

Listed by Susan Ayers (888-875-4218) · HomeZu (888-875-4218)

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